05-11-2016, 05:47 PM
When you don't have a plan, someone will plan for you. Therefore it is primetime to take time to plan where your money is going to be spent for. Assess where you are; set your goals; where you want to be financially and then decide how will you get there. This can not be done without a budget. There is an article "Financial Literacy for Everyone,"that is brief and to the point and provides some basic ideas that can be helpful in your startup plan for addressing your finances.